HERE WE GO WITH A SHORT SALE

426458 — Tue, 18 Aug 2009 12:43:00 GMT

The first time I heard a buyer say they thought a short sale was someone who needed to sell quickly (in other words, they thought the sale would happen in a short period of time), I giggled a little. When I thought about it, I could totally understand the thought pattern. The reality is nearly the opposite....a short sale can be anything but short!

The term actually refers to the current owners needing to sell and being "short" the funds it will take to pay off the lender. So, the current owners need to negotiate with their lender an alternate repayment plan or forgiveness of the remaining debt. In today's market, banks are doing anything to avoid foreclosures, so we are seeing more and more short sales approved; very often with full debt forgiveness to the sellers.

This is truly a win for the sellers. Sure, their credit takes a hit. But, their bank accounts and immediate financial future is far better off than if they were to go through a foreclosure. And, it is expected that many of these sellers will be eligible for purchasing again in the not so distant future.

Buyers, on the other hand, need to be willing

*WHAT IS WRONG WITH THIS HOUSE COME TELL US

426458 — Sat, 15 Aug 2009 02:29:00 GMT

OPEN HOUSE

COME JOIN ME

SUNDAY AUGUST 23, 2009

12:00 Noon to 4:00 PM

5 VALLEY VALE

OLD BRIDGE, NEW JERSEY 08857

REALTOR'S WELCOME BRING YOUR CUSTOMERS'

or WE CAN HANDLE IT!!!!!

OK HERE WE GO WHO IS YOUR REALTOR**********

426458 — Tue, 04 Aug 2009 00:20:00 GMT

Who Is Your Realtor?

According to a recent National Association of Realtors survey, your Realtor® is statistically likely to be a 54 year old college educated woman who owns her own home, has no other job, is likely be the only wage earner in the house, has no benefits through her firm, and is coping with decreased wages and the need to cut expenses. Her income is likely to be around $37,000 though might be about $54,000 if she has had 16 or more years experience. About 27% said it was uncertain if they would remain in the field at least two more years.

This portrait that emerges from the myriad statistics gathered by the NAR is that of a hard working professional very much in tune with issues faces by clients in difficult financial times. The stats challenge the myth that Realtors® are rolling in money from their 6% commissions.

60% of all Realtors® are female.
The median age of Realtors® is 54 years old.
75% of Realtors® don't have a second job whereas 25% state real estate is not their only occupation.
Under 50% of Realtors® surveyed noted real estate is their primary source of household income.
72% of Realtors® receive no benefits through their firm.
Median gross income of Realtors® fell 14% to $36,700 in 2008.
Median gross income of Realtors® with 2 years or less experience was $8,600.
Median gross income of Realtors® with 16 years or more experience was $53,900.
Realtor® annual business expenses fell to $5,810 in 2008 from $6,580 in 2007.
73% of Realtors ®reported being "very certain" they'll remain in the business for at least two more years (so 27% reported uncertainty of being in business for that long).

The deal with statistics is that not everyone is at the median so some Realtors® are prospering despite the recession. There is still opportunity out there!

UNIQUE FACTS OF NEW JERSEY.........ENJOY

426458 — Wed, 21 Feb 2007 20:33:00 GMT

New Jersey is a peninsula.
Highlands, New Jersey has the highest elevation along the entire eastern seaboard, from Maine to Florida.
New Jersey is the only state where all of its counties are classified as metropolitan areas.
New Jersey has more race horses than Kentucky.
New Jersey has more Cubans in Union City (1 sq mi.) than Havana, Cuba.
New Jersey has the densest system of highways and railroads in the US.
New Jersey has the highest cost of living.
New Jersey has the highest cost of auto insurance.
New Jersey has the highest property taxes in the nation.
New Jersey has the most diners in the world and is sometimes referred to as the "Diner Capital of the World."
New Jersey is home to the original Mystery Pork Parts Club (no, not Spam): Taylor Ham or Pork Roll.
Home to the less mysterious but the best Italian hot dogs and Italian sausage w/peppers and onions.
North Jersey has the most shopping malls in one area in the world, with seven major shopping malls in a 25 square mile radius.
New Jersey is home to the Statue of Liberty and Ellis Island.
The Passaic River was the site of the first submarine ride by inventor John P. Holland.
New Jersey has 50+ resort cities & towns; some of the nation's most famous: Asbury Park, Wildwood, Atlantic City, Seaside Heights, Long Branch, and Cape May.
New Jersey has the most stringent testing along our coastline for water quality control than any other seaboard state in the entire country.
New Jersey is a leading technology & industrial state and is the largest chemical producing state in the nation when you include pharmaceuticals.
Jersey tomatoes are known the world over as being the best you can buy. New Jersey is the world leader in blueberry and cranberry production (and here you thought Massachusetts?)
Here's to New Jersey - the toast of the country! In 1642, the first brewery in America opened in Hoboken.
New Jersey rocks! The famous Les Paul invented the first solid body electric guitar in Mahwah, in 1940.
New Jersey is a major seaport state with the largest seaport in the US, located in Elizabeth. Nearly 80 percent of what our nation imports comes through Elizabeth Seaport first.
New Jersey is home to one of the nation's busiest airports (in Newark), Liberty International.
George Washington slept here. Several important Revolutionary War battles were fought on New Jersey soil, led by General George Washington.
The light bulb, phonograph (record player), and motion picture projector, were invented by Thomas Edison in his Menlo Park, NJ, laboratory.
We also boast the first town ever lit by incandescent bulbs.
The first seaplane was built in Keyport, NJ.
The first airmail (to Chicago) was started from Keyport, NJ.
The first phonograph records were made in Camden, NJ.
New Jersey was home to the Miss America Pageant held in Atlantic City.
The game Monopoly, played all over the world, named the streets on its playing board after the actual streets in Atlantic City. And, Atlantic City has the longest boardwalk in the world, not to mention salt water taffy.
New Jersey has the largest petroleum containment area outside of the Middle East countries.
The first Indian reservation was in New Jersey, in the Watchung Mountains.
New Jersey has the tallest water-tower in the world. (Union, NJ!!!)
New Jersey had the first medical center, in Jersey City.
The Pulaski SkyWay, from Jersey City to Newark, was the first skyway highway.
NJ built the first tunnel under a river, the Hudson (Holland Tunnel). The first baseball game was played in Hoboken, NJ, which is also the birthplace of Frank Sinatra.
The first intercollegiate football game was played in New Brunswick in 1889 (Rutgers College played Princeton).
The first drive-in movie theater was opened in Camden, NJ, (but they're all gone now!).
New Jersey is home to 2 out of 3 of “NEW YORK 'S" pro football teams!
The first radio station and broadcast was in Paterson, NJ.
The first FM radio broadcast was made from Alpine, NJ, by Maj. Thomas Armstrong.

· Bob Meade adds: The Great Falls in Paterson, on the Passaic River, is the second highest waterfall on the East Coast of the US .

All New Jersey natives:

Sal Martorano, Jack Nicholson, BruceSpringsteen, Bon Jovi, Jason Alexander, Queen Latifah, Susan Sarandon, Connie Francis, Shaq, Judy Blume, Aaron Burr, Joan Robertson, Ken Kross, Dionne Warwick, Sarah Vaughn, Budd Abbott, Lou Costello, Alan Ginsberg, Norman Mailer, Marilynn McCoo, Flip Wilson, Alexander Hamilton, Whitney Houston, Eddie Money, Linda McElroy, Eileen Donnelly, Grover Cleveland, Woodrow Wilson, Walt Whitman, Jerry Lewis, Tom Cruise, Joyce Kilmer, Bruce Willis, Caesar Romero, Lauryn Hill, Ice-T, Nick Adams, Nathan Lane, Sandra Dee, Danny DeVito, Richard Conti, Joe Pesci, Joe Piscopo, Joe DePasquale, Robert Blake, John Forsythe, Meryl Streep, Loretta Swit, Norman Lloyd, Paul Simon, Jerry Herman, Gorden McCrae,Kevin Spacey, John Travolta, Phyllis Newman, Anne Morrow Lindbergh, Eva Marie Saint, Elisabeth Shue, Zebulon Pike, James Fennimore Cooper, Admiral Wm.Halsey,Jr., Dave Thomas (Wendy's),William Carlos Williams, Ray Liotta, Robert Wuhl, Bob Reyers, Paul Robeson, Ernie Kovacs, Joseph Macchia, Kelly Ripa, and, of course, Francis Albert Sinatra and "UncleFloyd" Vivino.

You know you're from Jersey when . . .

You don't think of fruit when people mention "The Oranges."
You know that it's called Great Adventure, not Six Flags.
A good, quick breakfast is a hard roll with butter.
You've known the way to Seaside Heights since you were seven.
You've eaten at a diner, when you were or drunk, at 3 A.M.
You know that the state isn't one big oil refinery.
At least three people in your family still love Bruce Springsteen, and you know the town Jon Bon Jovi is from.
You know what a "jug handle" is.
You know that WaWa is a convenience store.
You know that the state isn't all farmland.
You know that there are no "beaches" in New Jersey- there's the shore--and you don't go "to the shore," you go "down the shore." And when you are there, you're not "at the shore"; you are "down the shore."
You know how to properly negotiate a circle.
You knew that the last sentence had to do with driving.
You know that this is the only "New" state that doesn't require "New" to identify it (try . . . Mexico. York Hampshire-- doesn't work, does it?).
You know that a “White Castle “is the name of BOTH a fast food chain AND a fast food sandwich.
You consider putting mayo on a corned beef sandwich a sacrilege.
You don't think "What exit?" is very funny.

You know that no respectable New Jerseyan goes to

Princeton - that's for out-of-staters.
The Jets-Giants game has started fights at your school or local bar.
You live within 20 minutes of at least three different malls.
You refer to all highways and interstates by their numbers.
Every year you have at least one kid in your class named Tony.
You know the location of every clip shown in the Sopranos opening credits.
You've gotten on the wrong highway trying to get out of the mall.
You know that people from North Jersey go to Seaside Heights, and people from Central Jersey go to Belmar, and people from South Jersey go to Wildwood. It can be no other way.
You weren't raised in New Jersey -- you were raised in North Jersey, Central Jersey or South Jersey. You don't consider Newark or Camden to actually be part of the state.
You remember the stores Korvette's, Two Guys, Rickel's, Channel, Bamberger's and Orbach's.
You also remember Palisades Amusement Park.
You've had a boardwalk cheese steak and vinegar fries.
You start planning for Memorial Day weekend in February.

And finally . . .

You've NEVER, NEVER , NEVER, EVER pumped your own gas

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